Financing
Buy Now, pay over time. Choose from two great financing options.
12 Months
No interest if paid in full within 12 months1
On qualifying purchases with your Empire Today credit card made between 12/09/24 to 01/19/25. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum Monthly Payments Required.
48 Months
11.99% with 48 fixed monthly payments2
On qualifying purchases with your Empire Today credit card made between 12/09/24 to 01/19/25.
12 Months
No interest if paid in full within 12 months1
On qualifying purchases with your Empire Today credit card made between 12/09/24 to 01/19/25. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum Monthly Payments Required.
48 Months
11.99% with 48 fixed monthly payments2
On qualifying purchases with your Empire Today credit card made between 12/09/24 to 01/19/25.
Example Amount:
- Promotional Purchase Amount: $2,000
- Suggested Monthly Payment Amount: $167/Mo1
- Promotional Period: 12 Months
Amount financed will vary.
1Any suggested equal monthly payment shown (which may exclude taxes and delivery) in connection with this promotional offer:
- May be greater than the required minimum monthly payment that will be charged on your billing statement;
- Equals the promotional purchase amount divided by the number of months in the promo period rounded to the next highest whole dollar, and
- Would pay off the promotional purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time. In such event, your total payments will equal the amount of the promotional purchase amount.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
2Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A Promo Fee does not apply to this offer. Interest will be charged on the promo purchase from the purchase date at a reduced 11.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.6328% of initial total promo purchase amount, rounded up to the next whole dollar and may be higher than the payments that would be required if the purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payment shown (which may exclude taxes and delivery) in connection with this promotional offer should allow you to pay off the promotional purchase amount within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. The sum of the required monthly payments will equal the cost of the promotional purchase amount. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/16/2024, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
